Acquire a cash-flowing rental building at 5% down.
CMHC MLI Select financing. Turnkey delivery. Leased and generating income from day one.
The Financing Arbitrage
MLI Select lets you acquire a building with 5% down and amortize over 50 years. Conventional financing requires 20-25% down with a 25-year amortization. The difference is transformative.
Case study with specific building financials coming soon.
The comparison table and building specs will show the exact capital and cash flow advantage of MLI Select vs. conventional financing on a real Helio building.
Why Buy Pre-Sale
5% Down Payment
MLI Select financing requires a fraction of the capital vs. conventional. Deploy less equity, keep more liquidity.
50-Year Amortization
Longer amortization means lower monthly payments and stronger cash flow from the first month of ownership.
Locked Price
Your purchase price is fixed at pre-sale commitment. No construction cost risk, no price surprises at closing.
Turnkey & Leased
Building is delivered fully constructed, tenanted, and generating income. No construction management, no lease-up risk.
How It Works
Pre-Commit at Locked Price
Select your building type and location. Lock in the purchase price before construction begins. Begin your CMHC MLI Select pre-qualification process.
Building Delivered Turnkey
Helio constructs, inspects, and leases the building. Premium finishes, qualified tenants, professional property management in place.
Close with MLI Select
Complete your purchase with CMHC MLI Select financing — 5% down, up to 50-year amortization. Cash-flowing from day one.
Reserve Your Building
Tell us what you're looking for and we'll share available inventory within 24 hours.
Common Questions
What is CMHC MLI Select financing?
CMHC MLI Select is a mortgage insurance program for purpose-built rental housing. It allows buyers to acquire rental buildings with as little as 5% down payment, with amortization periods up to 50 years. This dramatically reduces the capital required to own a rental property compared to conventional financing at 20-25% down.
What does "pre-sale" mean?
Pre-sale means you commit to purchasing the building at a locked price before construction is complete. Helio builds the property, secures tenants, and delivers it turnkey — fully leased and cash-flowing from day one. You close with MLI Select financing upon completion.
How much capital do I need?
With MLI Select at 5% down, you need significantly less capital than conventional financing. The exact amount depends on the building size and location. We'll provide specific numbers based on the buildings available in your target range.
What is included in the building?
Each building is delivered turnkey: fully constructed with premium finishes (quartz countertops, engineered hardwood, ductless heat pumps, triple-pane windows, HRV ventilation), leased with qualified tenants, CMHC-packaged for MLI Select financing, and generating rental income from day one.